Payment Plan

  • You may pay your balance due in full by your due date, or you can elect to enroll in a PittPAY Payment Plan and pay in installments over time instead. Our optional Payment Plan is designed to help families spread out the balance due on the student account over a series of regular installments.

    Depending on the date you enroll in a Payment Plan, you may be eligible for up to six installments for fall or spring terms, or up to 3 installments for summer term. Payment Plan installments will be automatically deducted on the 5th of each month from the bank account or credit card you specify when enrolling in the plan.


    • All students who owe more than $300 per term qualify.
    • Authorized Users can enroll in a payment plan on behalf of their student.
    • Students and Authorized Users must be willing to allow automatic withdrawals from a personal U.S. checking account or scheduled charges to debit or credit card.
    • The student account must be in good standing. If the student has past due balances, he or she must contact University Collections to find out about alternative payment arrangements.

    Payment Plan Ownership

    Students or one of the student's Authorized Users can enroll in a Payment Plan in PittPAY. If the student enrolls, the student is owner of the plan; if an Authorized User enrolls, that individual is the owner of the plan.  This is important because only the owner of the plan can change the payment method.  Both the student and ALL of the student’s Authorized Users will receive Payment Plan notifications by email.

    Cost to Participate

    There is a $45 non-refundable sign-up fee for the Fall, Spring, and Summer plans. The sign-up fee is deducted from your bank account or charged to your debit or credit card as soon as you complete the enrollment process in PittPAY.

    Enrollment Process Overview

    To enroll in a payment plan, log into PittPAY above and select the Payment Plans tab. You will see the payment plan options available to you. The earlier you enroll in a plan, the more installments you can have, so be sure to note the expiration date on each offer. Your installment schedule will update dynamically as you follow the prompts and enter your information in the Budget Worksheet. Once you decide to activate a plan, you will receive an email from PittPAY confirming your enrollment. Login to PittPAY any time to see the status of your plan.

    Students can have only one active payment plan at a time during an academic term. Even if a student has more than one Authorized User, they may only have one payment plan for a payment plan period. For example, two Authorized Users cannot both have a fall term Payment Plan for the same student.

    Payments Overview

    Paying with eCheck, Credit or Debit Card

    You can select "eCheck" as your payment method to avoid paying the non-refundable 2.75% service charge associated with each transaction paid by debit or credit card. If you choose to make your monthly installments by credit or debit card, you will be charged a non-refundable 2.75% convenience fee for each transaction.

    Payment Plan Rebalancing

    Since you can enroll in a Fall Payment Plan before the University has determined tuition, fees, or room and meal plan rates for a new academic year (this typically does not occur until mid-July) and before you have registered for classes for any term, you may need to estimate your Payment Plan Balance in the early months. Later, once tuition and fees are actually posted to your student account, the Payment Plan will switch from the "Estimated" phase to the "Actual" phase and we will periodically rebalance your Payment Plan to match the student account balance.

    For example, if the charges on your student account decrease because you dropped some classes, the Payment Plan balance will also decrease during the monthly rebalancing process. Automatic rebalancing makes sure your student account balance will be paid in full by the end of the Payment Plan period.

    Failed Payments

    You will receive multiple notifications before any installment is processed to give you an opportunity to make sure sufficient funds are available to process each upcoming installment. Once your payment plan is in the Actual Phase, if an installment fails for any reason, the Payment Plan will be automatically terminated. This might occur if a credit card transaction is declined, an eCheck is returned for insufficient funds, or your bank account is closed. You will also be charged a $25 non-refundable fee for each failed payment plan installment. If you wish to enroll in a new plan after this occurs, you may be charged another non-refundable sign-up fee.