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Federal Perkins Loan
Eligibility and Awarding
The Federal Perkins Loan is a low-interest loan (fixed at 5%) awarded to both undergraduate and graduate students with high financial need.
These loans range from $900 to $2000.
To be considered for the loan, complete the
Free Application for Federal Student Aid (
and indicate an interest in loans. Funds are awarded based on availability.
To receive the loan, you must be enrolled at least
in a degree program, maintain
, and demonstrate financial need.
Federal Perkins Loan recipients are not automatically awarded the loan in subsequent years.
If you are a first-time Federal Perkins borrower, you need to
e-sign your Master Promissory Note (MPN)
You will not need to sign an MPN for subsequent Federal Perkins Loans.
Repayment begins after your nine-month
. Your grace period begins after graduation or any period of non-enrollment of nine months or more.
If you cannot repay your loan after the nine-month grace period, you may be able to postpone repayment by pursuing a
If you have borrowed one or more Federal Perkins Loans from schools other than Pitt-Bradford, you may be eligible for
while you attend Pitt-Bradford at least
When you graduate or leave Pitt-Bradford you will be required to complete a
Federal Perkins Loan Exit Interview
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